Terms of Use

1. Background

hese Terms of Use (“Terms”), together with any documents referenced herein, govern your access to and use of our website, www.lighthouse-advisory.co.uk (“Our Site”). Please read them carefully. By using Our Site, you agree to be bound by these Terms. If you do not agree, you must stop using Our Site immediately.

1. Definitions and Interpretation

In these Terms, unless the context requires otherwise:

  • “Content” means any text, images, audio, video, scripts, code, software, databases, or other information stored on a computer that appears on or forms part of Our Site.
  • We/Us/Our” means Lighthouse Advisory Partners Ltd, a company registered in England and Wales under number 10737301, with registered and trading address at Allia Business Centre, Kings Hedges Road, Cambridge, CB4 2HY, VAT number GB268058674.

2. Information About Us

Our Site is owned and operated by Us. We are a limited company registered in England and Wales under number 10737301, with registered and trading address at 86-90 Paul Street London EC2A 4NE, VAT number GB268058674.

3. Access to Our Site

3.1 Access to Our Site is free of charge.

3.2 You are responsible for making all necessary arrangements to access Our Site.

3.3 Access is provided “as is” and “as available.” We may alter, suspend, or discontinue Our Site (or any part) at any time without notice. We are not liable if Our Site is unavailable.

4. Intellectual Property Rights

4.1 All Content on Our Site, and the intellectual property rights in it (unless otherwise stated), belongs to Us or our licensors and is protected by UK and international laws.

4.2 You may not reproduce, copy, distribute, sell, rent, sub-license, store, or reuse Content without Our express written permission, subject to clauses 4.3 and 4.6.

4.3 You may:

  • Access, view, and use Our Site in a web browser;
  • Download Our Site (or parts) for caching;
  • Print pages from Our Site;
  • Download extracts from pages; and
  • Save pages for later/offline viewing.

4.4 You must acknowledge Us (or licensors) as the owner/author of the Content.

4.5 Commercial use of downloaded Content requires a license from Us (or licensors). This does not restrict general informational use by businesses or consumers.

4.6 These Terms do not limit fair dealing under the Copyright, Designs and Patents Act 1988 (e.g., for research, criticism, or quotation).

5. Links to Our Site

5.1 You may link to Our Site if:

  • It is fair and legal;
  • It does not suggest endorsement or association without permission;
  • You do not use Our logos/trademarks without permission; and
  • It does not damage Our reputation.

5.2 You may link to any page.

5.3 Framing/embedding requires Our written permission (email info@lighthouse-advisory.co.uk).

5.4 Do not link from sites with content that is:

  • Sexually explicit, obscene, offensive, hateful, or inflammatory;
  • Promotes violence or unlawful activity;
  • Discriminatory or defamatory;
  • Threatening, harassing, or invasive of privacy;
  • Deceptive or impersonating;
  • Infringes IP rights; or
  • Breaches third-party duties.

5.5 Restrictions in 5.4 do not apply to user-generated content on general sites (e.g., social media), provided the site’s primary purpose complies.

6. Links to Other Sites

Links to third-party sites on Our Site are for information only. We do not control or endorse them and accept no responsibility for their content.

7. Disclaimers

7.1 Content on Our Site is for general information only and does not constitute professional advice. Seek specialist advice before acting on it, especially for business or M&A decisions.

7.2 We make no warranties that Our Site meets your requirements, is compatible, secure, or infringement-free.

7.3 We strive for accurate, up-to-date Content but make no guarantees.

8. Our Liability

8.1 To the fullest extent permitted by law, We exclude liability for any loss or damage (direct, indirect, foreseeable, or otherwise) arising from use of Our Site or Content.

8.2 We exclude all representations, warranties, and guarantees about Our Site/Content.

8.3 For business users, We exclude liability for lost profits, revenue, opportunities, goodwill, savings, interruption, or indirect/consequential loss.

8.4 We are not liable for viruses, malware, DDoS attacks, or harmful material affecting your systems from using Our Site or linked sites.

8.5 We are not liable for Site disruptions from external causes (e.g., network failures, acts of war).

8.6 Nothing excludes Our liability for fraud, death/personal injury from negligence, or other non-excludable liabilities under law.

9. Viruses, Malware, and Security

9.1 We take reasonable care to keep Our Site secure and malware-free.

9.2 You must protect your systems from security risks.

9.3 Do not introduce malware, gain unauthorized access, or attack Our Site (e.g., DDoS)—this may breach the Computer Misuse Act 1990, and we will report it.

10. Acceptable Use Policy

10.1 Use Our Site lawfully:

  • Comply with laws/regulations;
  • Avoid unlawful/fraudulent purposes;
  • Do not transmit viruses/malware; and
  • Do not harm others.

10.2 For material breaches, We may suspend access, warn you, seek reimbursement, take legal action, report to authorities, or other reasonable steps.

10.3 We exclude liability for actions taken in response to breaches.

11. Privacy and Cookies

Use of Our Site is governed by Our Privacy Policy and Cookie Policy, incorporated herein.

12. Changes to These Terms

We may update these Terms. Changes are binding on your next use. Check periodically. Current provisions prevail over previous ones unless stated.

13. Contacting Us

Email info@lighthouse-advisory.co.uk or use Our contact page.

14. Communications from Us

14.1 We may send service notices by email.

14.2 Marketing emails require consent; unsubscribe via links (up to 10 business days to process).

14.3 Contact info@lighthouse-advisory.co.uk for communication queries.

15. Data Protection

Personal data is handled under the UK General Data Protection Regulation (UK GDPR). See Our Privacy Policy for details.

16. Law and Jurisdiction

16.1 These Terms and our relationship are governed by English law.

16.2 Consumers benefit from mandatory home-country laws.

16.3 Consumer disputes: Jurisdiction based on your residency (England/Wales/Scotland/Northern Ireland).

16.4 Business disputes: Exclusive jurisdiction of England and Wales courts.

These Terms are effective as of July 15, 2025.